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Visa Plus is an international network of ATMs that allow customers to withdraw cash in local currency from their existing bank accounts while traveling abroad. This intro will provide information on finding Visa Plus ATM locations near your current location.
You can use the Visa ATM locator tool available on the Visa website to search for Visa Plus ATMs by entering your location. The tool will display a list of nearby ATMs along with their addresses so you can easily find one.
Thousands of banks worldwide participate in the Visa Plus network. Some of the major participating banks include Bank of America, Citibank, Wells Fargo, Chase, US Bank and HSBC. You can use your existing debit or credit card from any of these banks to withdraw cash from a Visa Plus ATM.
When withdrawing cash from a Visa Plus ATM abroad, you may be charged a fee by your own bank as well as the bank that owns the ATM. However, Visa reimburses one ATM foreign transaction fee per account, per month. So the net fee is typically around $5 per transaction.
Visa Plus ATMs dispense cash in the local currency of the country where they are located. This allows travelers to get money in the currency they need like Euros in France, Pounds in the UK, Yen in Japan and so on.
Most Visa Plus ATMs have a maximum withdrawal limit of around $500 or equivalent per transaction. However, your bank may set a lower daily limit for cash withdrawals abroad. It's best to check the limits with your bank before travel to avoid declined transactions.
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