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Here are some top title companies in your area that offer double closings:
Q1. What is a double closing?
A double closing, also known as a simultaneous closing, allows buyers and sellers to close on two properties at the same time. This helps eliminate the period where one would need to manage owning and paying for two homes.
Q2. How does a double closing work?
In a double closing, the closing documents for both transactions are signed at the same time. Funds are distributed so the seller receives payment for their current home and the buyer pays for their new home. Title and escrow companies coordinate the logistics to ensure a smooth closing for both parties.
Q3. What are the benefits of a double closing?
Some key benefits include convenience of closing on both transactions at once, avoiding costs of bridge loans or temporary housing, and ensuring the move happens seamlessly between homes without any gaps in ownership or payment obligations.
Q4. What additional fees are associated with a double closing?
There may be a small additional coordination fee charged by the title company for handling two inter-related transactions simultaneously. However, overall costs are usually lower than managing separate closings with potential bridge loans or temporary housing costs.
Q5. How far in advance do I need to request a double closing?
It's best to discuss the possibility of a double closing with your real estate agent and loan officer as soon as your buyer and seller transaction agreements are signed. Most title companies require a minimum of 30 days notice to properly coordinate the logistics between the two deals.
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