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If you need to cash a check after regular business hours, you may be wondering if there is a 24 hour check cashing place near your location. Here are answers to some frequently asked questions about finding 24/7 check cashing options:
Most 24 hour check cashing stores charge a percentage-based fee, usually between 1-5% of the check amount, to cash a check. Some may have a minimum fee as low as $3. Be prepared for higher fees than a regular bank or credit union.
You can search online for "24 hour check cashing near me" and check search results from popular check cashing chains as well as independent operators. Checking reviews can help you decide on one that charges reasonable fees.
Most are able to cash payroll checks, personal checks, tax refund checks and money orders. But some may have limits on cashing multiple personal checks from the same customer.
You'll need a government issued photo ID like a driver's license or state ID card. Some places may also require a secondary ID like a Social Security card or utility bill as proof of address.
Consider cashing checks at your bank ATM, using mobile check deposit, or getting a cash advance from a credit card. But 24 hour check cashing stores provide a solution if you need cash immediately outside of normal banking hours.
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