Ida Near Me



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▷Popular search {2024-12-11}


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▷About ida near me

Find a ida near you today. The ida locations can help with all your needs. Contact a location near you for products or services.

IDA (Individual Development Account) is a matched savings program for eligible low-to-moderate income individuals and families. The program helps participants save money for important financial goals like education, home ownership, or starting a small business. This article will provide answers to frequently asked questions about finding IDA programs near you.

FAQ 1: How do I find IDA programs in my local area?

The best way to find IDA programs offered near you is to search online. Websites like www.cfed.org/individual-development accounts and www.idnprogram.org maintain directories of approved IDA programs across the country searchable by zip code or city.

FAQ 2: What are the eligibility requirements?

Eligibility for IDA programs varies but most have income limits based on area median income. For example, household income may be required to be at or below 200-250% of the federal poverty level. Participants must also complete financial education training.

FAQ 3: How much can I save in an IDA?

Savings limits for IDAs are typically between $2,000-$5,000 with a matching rate of 2:1 or 3:1 provided by the program. This means for every $1 saved, you receive $2-$3 in matching funds up to the program limit.

FAQ 4: What expenses can IDA savings be used for?

Common approved uses of IDA savings include: education costs, home purchase or repair, small business capitalization. The exact allowed purposes are set by each individual program.

FAQ 5: How do I enroll in an IDA program?

To enroll, contact an IDA program in your area directly. They will provide an application and schedule an intake appointment to determine your eligibility and next steps for opening your savings account.

▷How to find ida near me

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