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First American Title is one of the largest title insurance companies in the United States. They provide title services for real estate transactions like home purchases. Here are some frequently asked questions about First American Title:
First American Title provides title insurance and title searches to protect against title defects and disputes. They ensure a clear chain of ownership and help facilitate real estate closings and transfers of property ownership.
You can search for a First American Title office near you on their website at www.firstam.com/offices. Simply enter your city, state or zip code to find the closest branch for your real estate needs.
Title insurance protects the buyer and lender against financial loss from legal problems with the title, such as liens, claims from unknown previous owners, or forged documents that could affect ownership rights.
The average cost of an owner's title insurance policy ranges from 0.5-1% of the home's purchase price. Rates may vary depending on your location. The lender also requires a lender's policy which is typically paid by the buyer at closing.
A title search examines public records like deeds, mortgages, liens and legal documents to investigate the history of ownership and discover potential title defects. It ensures a clear chain of ownership before issuing title insurance.
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