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First American Title Company is one of the largest title insurance companies in the United States. They have offices located throughout the country to serve customers near them.
A title company works to search property records and ensure clear title on real estate. They provide title insurance and facilitate real estate closings and transfers of ownership.
Title companies perform title searches, handle document preparation for closings, ensure all liens/encumbrances are resolved, and issue title insurance policies to protect against issues with ownership claims after purchase.
Title companies minimize risks, ensure clear ownership, and handle all the legal paperwork involved in buying/selling property. Their title insurance also protects purchasers from unexpected title issues down the road.
Title company fees vary depending on location and services needed but typically range from 0.5-2% of a property's sale price. Title insurance policy premiums are also required and calculated based on purchase amount.
A title search examines public records related to a property's ownership history to uncover any liens, judgments, unpaid taxes, or other issues that could compromise legal title or ownership rights.
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